The debt crisis in America is dire. Millions of homeowners and college graduates are experiencing the venomous downside of borrowed money.

One dummy from Historia, Kings is feeling the sting of burrowed money after investing for years in the most ignorant of American dreams — clubbing. Ron Thomas, 25, is in a $26,000 hole after spending countless nights in the club popping bottles like a rapper in a music video.

Thomas didn’t understand that you cannot live life like a rich rapper on a referee’s salary at FootFlavor.

“Real talk though, I got it in. Bitches, bottle service, sparkly candles and all that. The hoes was on it,” Thomas tells The Bluffington Roach. “Like three years back I got my first credit card, and I thought it was like free money. But then, not too long ago, niggas from the bank started hitting me up like ‘yo, you [have to] pay this back.’ So, I’m like, O-deeeeee!”

Thomas is slowly coming to understand a concept that many Americans inexplicably fail to realize. When people borrow money from a lender, they have to eventually pay that lender back more money than they originally received. This foreign concept is known as a loan.

After defaulting on payment after payment, Thomas and his family are struggling to stay afloat. He’s fathered two children by two different women. Fittingly, Thomas reeled both of them in at the club with watery orange juice and overpriced Grey Goose, which was actually house vodka in a Grey Goose bottle.

Buying clothing and food for his young children has become increasingly more difficult for Thomas. His job just doesn’t cover the cost of care for a grown man, two children, and considerable debt.

He will likely have to get another job working night shifts somewhere else. Thomas fears that this will hinder his ability to ball-out at nightclubs.

Yes, he is still attempting to ball-out at nightclubs.

He hopes to successfully juggle the two jobs and bottle service.

“Times are pretty rough honestly. But, I’m going to do whatever makes me happy. Broke dudes worry about spending bread. Getting money niggas don’t,” Thomas says. “Besides, you only live once; that’s the muthafickin’ motto.”

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